The current volatility in financial markets is frustrating for many investors and active traders.

During this bear market it has become clear that the minimal diversification strategy at the core of many buy-and-hold investment portfolios all around the world has severe limits.

A classic portfolio of 60% stocks and 40% bonds is going through one of the worst drawdowns in history, and has given back the gains of the last quarter of a century!

This simply is not a smart way to invest.

I think, it is a necessity to include an additional dimension and diversify across time as well as many assets.